Personal Banking Credit Risk – Senior Manager / Associate Director

Jobs Featured jobs Back to search Personal Banking Credit Risk – Senior Manager / Associate Director Additional office locations Sydney Job ID 23832 Date 25-Aug-2026 Permanent - Full time, Mid-senior, Senior Job category Credit, Lending / Leasing / Retail Banking, Retail Banking, Risk Management Apply now Share Email The Banking and Financial Services Credit Risk Team is responsible for managing and strengthening credit risk capability across a diverse portfolio of banking and financial services products. The team leads the design, implementation and oversight of credit risk policies and frameworks, ensuring lending practices remain aligned with strategic objectives and risk appetite. Leveraging portfolio reporting, data analytics and industry insights, the team delivers informed risk assessments and supports sound decision making across the lending lifecycle. We are a global financial services group operating in 30 markets with 57 years of unbroken profitability. At Macquarie, you’re empowered to shape a career that is fulfilling and creates value. You will bring your insights and expertise to the task at hand and feel supported as you make your own kind of impact for a better future. What role will you play? Press space or enter keys to toggle section visibility In this role you will lead a small team of credit risk professionals to evolve home lending credit risk policies, with in-depth consideration of risk, reward, customer and employee experience. You will bring a strong understanding of residential lending credit risk and how it is effectively operationalised in an increasingly automated environment. You will identify and investigate trends and insights from internal and external data to understand risks, identify where policy can be optimised, and contribute to projects that support strategic initiatives across the credit risk lifecycle. You will work in close collaboration with the Personal Banking ecosystem, including Product, Technology, Operations, Treasury, Sales and Line 2 Risk to ensure our policies, processes and systems are driving continuous improvement and effective risk management outcomes. What you offer Press space or enter keys to toggle section visibility Significant experience in a risk-based role, ideally within financial services. Experience in credit underwriting, having held a delegated lending authority Strong knowledge of credit risk policies, risk appetite frameworks and governance. Proven track record of leading change across multiple teams, including a sound knowledge of the systems and technology utilised in the application of policy frameworks Proven people leadership experience within a risk, credit or banking environment. Strong analytical skills, with the ability to identify trends and drive policy optimisation. Experience managing reporting, data quality, automation and process improvements. Excellent communication skills, with strong stakeholder management capabilities. Ability to manage multiple priorities, work collaboratively and operate effectively independently. Sound knowledge of ADI Prudential Standards, including APS220, ARS220, APS112, APS113, NCCP and BCOP. We love hearing from anyone inspired to build a better future with us, if you're excited about the role or working at Macquarie we encourage you to apply. What we offer Press space or enter keys to toggle section visibility At Macquarie, you’re empowered to shape a career that’s rewarding in all the ways that matter most to you. Macquarie employees can access a wide range of benefits which, depending on employment type, include: 1 wellbeing leave day per year Up to 5 additional service bonus leave days per year Up to 20 weeks’ paid parental leave for primary caregivers along with 12 days of transition leave upon return to work, and 6 weeks’ paid leave for non-primary caregivers 2 days of paid volunteer leave and donation matching Up to 12 months’ gender affirmation leave, including 6 weeks’ paid leave Access to Employee Assistance Program and wellbeing benefits including skin and health checks, and flu vaccinations Access to a wide range of salary packaging options Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription Hybrid and flexible working arrangements, dependent on role Reimbursement for work from home equipment

About Banking and Financial Services

Press space or enter keys to toggle section visibility Banking and Financial Services is our technology-driven retail bank. You will be part of a team that supports clients to achieve their full potential - whether that’s buying a home, growing a business or investing to manage wealth. Inclusion at Macquarie Press space or enter keys to toggle section visibility We are committed to providing an inclusive environment for all, where different experiences, skills and perspectives are valued and respected. Macquarie provides access to opportunities for all individuals regardless of race, colour, religion, sex, sexual orientation, national origin, age, disability, protected veteran status, genetic information, marital status, gender identity or any other characteristic or circumstance. We provide reasonable adjustments to individuals who may need support during the recruitment process and employment. If you require an adjustment, please let us know during the application process.